US President Donald Trump has unveiled a sweeping new “Trump Accounts” programme, promising every child born between 2025 and 2028 a $1,000 government-funded investment account—and hinting it could grow to nearly $1.1 million if parents max out contributions. Backed by billions from private donors like Michael and Susan Dell and branded as “not about red or blue politics,” the scheme targets 25 million families and rising affordability fears before the midterms. Yet most Americans still don’t know how it works.